Roth Ira Contribution Limits 2024 For Spouse 2024. Learn more about roth ira accounts. In 2024, married couples filing separately face stringent roth ira contribution limits.
Spousal iras have the same annual contribution limits as any other ira: If you have a roth 401 (k) plan and a roth ira, your total annual contribution across all accounts cannot exceed $30,000 in 2024 or $38,500 if you are 50 or older.